Logo-latestLogo on dark
FavouritesPartners
DrivePlan
Novated leasing

Novated leasing

Your car. Your way. Novated leasing made easy.

You could save thousands on the car you want, design a novated lease package to suit your budget.

Drive plan novated leasing hero banner

Novated lease

What is a Novated lease?

If you're looking to get a vehicle on Novated lease arrangement, we have you covered. If you're a business looking at fully maintained Operating leases, we can take care of all your vehicle management. Calculate your payments on any new vehicle make and model with our calculators below.

You

Choose your dream car and arrange the lease

Your employer

Deducts the lease costs direct from your pay

MyMoto DrivePlan

Arranges your lease finance with expert support

You

Choose your dream car and arrange the lease

Your employer

Deducts the lease costs direct from your pay

MyMoto DrivePlan

Arranges your lease finance with expert support

© 2026 MyMoto Privacy Policy

Shop cars

Shop all cars
New carsUsed carsElectric cars

Browse by body style

SuvSUVHatchbackHatchbackFourwheelUtilityCoupeCoupeSedanSedanWagonWagon
SellFinance

What's included

What’s included in a Novated lease?

A Novated Lease bundles almost everything car-related into a single monthly payment taken from the customer’s salary.

Vehicle Finance

  • Finance lease (1–5 years, with ATO-set residual values)
  • The car
  • Factory options
  • Accessories
  • Protection packages
  • Aftermarket add-ons & memberships

Running Costs

  • Servicing & maintenance(scheduled + unscheduled)
  • Replacement tyres[2]
  • Registration & CTP (initial + renewals)
  • Fuel or EV charging costs (~4.2c per km EV charging cost)
  • Comprehensive insurance
  • Roadside assistance

Convenience & Confidence

  • One fixed monthly payment
  • Expert support for budgeting
  • Fuel cards
  • Automatic payroll deductions
  • Online budget management portal
  • Finance lease (1–5 years, with ATO-set residual values)
  • The car
  • Factory options
  • Accessories
  • Protection packages
  • Aftermarket add-ons & memberships
  • Servicing & maintenance(scheduled + unscheduled)
  • Replacement tyres[2]
  • Registration & CTP (initial + renewals)
  • Fuel or EV charging costs (~4.2c per km EV charging cost)
  • Comprehensive insurance
  • Roadside assistance
  • Accident management
  • One fixed monthly payment
  • Expert support for budgeting
  • Fuel cards
  • Automatic payroll deductions
  • Online budget management portal

Your Benefits

Why customers choose a Novated lease?

Pay using pre-tax salary

Pay many car costs using pre-tax salary

Save GST

Save GST on the vehicle and running costs

Higher take-home pay

Increase your take-home pay over other finance options

Easy budgeting

Easy budgeting with one combined payment

Massive savings for EV

Massive savings for electric vehicles thanks to the EV FBT exemption

Pay using pre-tax salary

Pay many car costs using pre-tax salary

Save GST

Save GST on the vehicle and running costs

Higher take-home pay

Increase your take-home pay over other finance options

Easy budgeting

Easy budgeting with one combined payment

Massive savings for EV

Massive savings for electric vehicles thanks to the EV FBT exemption

Savings for electric vehicles

Going electric, gets you more for less!

A Novated Lease could save you thousands by allowing finance and running costs to be deducted pre-tax under the EV FBT exemption. It’s one of the most affordable ways to own an electric vehicle compared to other finance options.[2]

Drive plan novated leasing vehice 1

BYD Sealion 7 Premium

On the road cost$57,300
Estimated weekly cost after tax$207
Total estimated benefit over 5 years compared to a car loan$33,229
VS
Drive plan novated leasing vehice 2

Kia Sportage GT-Line

On the road cost$58,900
Estimated weekly cost after tax$304
Total estimated benefit over 5 years compared to a car loan$14,116
60 months / 12,000km pa. $110,000 salary*
Explore all EV cars

You name it - we’ve got it

Drive the make and model you want

Get your dream vehicle from any brand or model through the MyMoto Drive Plan novated lease facility. Flexible options, simple process, and tax-smart savings make driving the car you want easier than ever.


Explore all brands

Novated Lease Calculator

Get a quick estimate on how much you could save with a Novated Lease.

Calculate my saving
DRINKGALS
Disclaimer
[1]
General disclaimer

Information on this website is general in nature and does not constitute financial or tax advice and does not take into account specific financial circumstances, situations or needs. Independent financial and tax advice should be sought. All applications for credit are subject to credit approval criteria. Terms and conditions, fees and charges apply.

[2]
Detailed disclaimer

All vehicle pricing, savings, and comparisons displayed are illustrative only and based on current information. Actual pricing, incentives, offers, and savings may vary depending on vehicle model, options, location, taxes, fees, and finance or lease terms. Lease and finance offers are subject to credit approval and eligibility criteria. Individual outcomes may vary, and no guarantee of savings is provided. This information should not be relied upon as financial or tax advice. Please confirm final pricing and terms with an authorised dealer before proceeding.

  • Buy
  • All makes and models
  • Used cars
  • New cars
  • Electric cars
  • WA cars
  • VIC cars
  • QLD cars
  • Finance
  • Calculator
  • Car Servicing
  • Book a service
  • mymoto
  • About us
  • How it works
  • Partners
  • Rewards
  • News & guides
  • Sitemap
  • Sell
  • Get an instant valuation
  • Help & support
  • Mon-Fri 8:30am-6pm | Sat 8:30am-5:30pm | Sun Closed
  • Mon-Fri 8:30am-6pm
    Sat 8:30am-5:30pm
    Sun Closed
  • General enquiry
  • Get in touch
  • Find a partner
Accident management